How To Use Atome?

Life’s complicated enough. We make payments easier and more affordable, in just 3 simple steps.

Select Atome at checkout

Step 1 Select Atome
If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.

Step 2 Make payment
Atome automatically splits your bill into 3 equal payments. You'll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart. No interest or hidden charges, ever.

Step 3 Check bills
Check the status of your payment schedule under “Bills” in our app. You’ll also be informed when your payment cycle is complete. That’s it!
Select Atome at checkout